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Protecting Children from Identity Theft (page 2)

Protecting Children from Identity Theft

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Updated on Apr 23, 2009

The FTC suggests you ask the following questions when your child’s social security number is requested, even by a doctor:

  • Why do you need my child’s Social Security number?
  • How will my child’s Social Security number be used?
  • How do you protect my child’s Social Security number from being stolen?
  • What will happen if I don't give you my child’s Social Security number?

Foley, who started her nonprofit after her identity was stolen in 1997, suggests that parents stay informed by checking their children’s credit report regularly to make sure it’s clean. According to the FTC, you should order a copy of the credit report (yours and your children’s) once a year from all three credit bureaus:TransUnion, Experian, and Equifax. The FTC says that the law permits credit bureaus to charge $8.50 for a copy of the report, unless you live in a state that requires the credit bureaus to provide you a free copy of your report annually.

An annual credit report check can ensure that nobody is out there using and abusing your child’s credit. A small price to pay for some peace of mind!

For more information about protecting yourself and your children from identity theft, visit the FTC web site.

 

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