Why Do Students Borrow So Much? Recent National Trends in Student Loan Debt (continued)

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Redd, K.E. (1994). The Effects of Higher Loan Limits and Need Analysis Changes on FFELP Borrowing in Pennsylvania, July to December 1992 to 1993. Harrisburg, PA: Pennsylvania Higher Education Assistance Agency. ED 369 368. 

Redd, K.E. (1999). "The Changing Characteristics of Undergraduate Borrowers." In Financing a College Education: How It Works, How It's Changing. Edited by J.E. King. Phoenix, AZ: American Council on Education/Oryx Press. ED 427 630. 

Scherschel, P.M. (1999a). Student Indebtedness: Are Borrowers Pushing the Limits? Indianapolis, IN: USA Group Foundation. 

Scherschel, P.M. (1999b). "Reality Bites: How Much Do Students Owe?" In Student Loan Debt: Problems and Prospects-Proceedings from a National Symposium. Washington, DC: The Institute for Higher Education Policy, Sallie Mae Education Institute, and The Education Resources Institute. 

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