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College should be one of the best experiences of your life, but it won't be if you're worrying about money (or wondering where the money went).
Print this worksheet to see how your estimated expenses stand up to your estimated income for the semester. There are some blanks so you can fill in your own items. You know better than anyone else where the major money-suckers are.
| Money Going Out | Amount | Money Coming In | Amount |
| Tuition | $ | Allowance | $ |
| Fees/ books/ supplies | $ | Money from savings | $ |
| Rent/ housing | $ | Work-study | $ |
| Board/ meals | $ | Other work | $ |
| Snacks/ vending machines | $ | Scholarships | $ |
| Phone/ utilities | $ | Grants | $ |
| Clothes | $ | Loans | $ |
| Laundry | $ | Other | $ |
| Transportation | $ | ||
| Medical/ dental | $ | ||
| Entertainment | $ | ||
| Personal expenses | $ | ||
| Child care | $ | ||
| Credit card debt | $ | ||
| Other | $ | ||
| TOTAL | $ | TOTAL | $ |
If your total semester expenses exceed your total semester income, review your spending habits and look for areas where you can economize.
Reprinted with the permission of White House Initiative on Educational Excellence for Hispanic Americans
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